FAQs

Should I talk with a bank before looking at homes?

We certainly recommend that you do, it provides you with valuable information on what you can afford to spend and anything you need to do in the background to secure your finance, which of course can avoid any disappointment when wanting to secure your new home.

Should I buy or continue to rent?

At some time in their lives, most people are going to be faced with the decision of whether they should buy a home or continue renting. Buying a home will probably be the most expensive purchase you ever make, so this decision is extremely important. The answer is not the same for everyone, nor is it quick and simple. You need to consider a combination of personal, practical, and financial factors when making this decision.

I own a home, should I buy another before selling my current home?

In a buyer’s market, I would always suggest you sell your home first. The last thing you want is to be paying interest costs on two loans, or seeing equity in your properties eaten up, because you can’t sell your own home. You may be able to cut down costs with short-term rentals, but that may cause problems in regards to open house inspections. Of course, you could rent out the house you just bought.

Do I really need a Realtor when buying a home?

Having your own agent provides a sense of security,” says Seattle-area homeowner Kristy Weaver, who has bought two new construction homes from two different builders. “It gives you some peace of mind, knowing that someone is looking out for your best interest.

What is a short sale?

When a lender agrees to accept a mortgage payoff amount less than what is owed in order to facilitate a sale of the property by a financially distressed owner, it’s called a short sale.

What is a foreclosure?

Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.

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